Tax-advantaged capital for a high-growth private equity opportunity
Most retirement accounts are restricted to public stocks, mutual funds, and ETFs by your brokerage custodian. That is not an IRS rule. It is a custodian rule. The IRS fully allows retirement accounts to invest in private companies like Konzortia Capital, but only through the right type of custodian. A Self-Directed IRA unlocks that access.
Preserve your personal cash
You do not need to use personal savings to participate in this raise. Your IRA funds, already set aside for long-term growth, can do the work instead.
Transfer only what you want
You do not need to move your entire IRA. Transfer as little as $5,000 to a Self-Directed IRA. The rest of your retirement account stays exactly where it is, untouched.
Tax-free or tax-deferred growth
Gains on a Roth SDIRA investment are entirely tax-free. Gains on a Traditional SDIRA are tax-deferred. Either way, your investment in Konzortia Capital compounds inside a protected retirement account.
Which IRA do you have?
All four common IRA types are eligible to invest in Konzortia Capital through a Self-Directed IRA. Here is a quick reference.
Traditional IRA
Contributions are tax-deductible. Earnings grow tax-deferred. Taxes are paid at retirement. Gains on your Konzortia Capital investment compound without annual tax liability.
Roth IRA
Contributions are after-tax. Growth and withdrawals are entirely tax-free. A Roth SDIRA is the most powerful vehicle for early-stage private equity. Any gains on your investment are never taxed.
SEP IRA
Used by self-employed individuals and business owners. Higher contribution limits than Traditional or Roth. Functions like a Traditional IRA for tax purposes and is eligible for SDIRA conversion.
SIMPLE IRA
Employer-sponsored retirement plan with pretax contributions. Must be open for two years before rollovers are allowed. Eligible once the two-year requirement is met.
A Self-Directed IRA is not a new or separate type of IRA. It is your existing IRA moved to a custodian that allows private equity investments. The tax rules remain identical.
Five steps. Most investors complete it in a matter of days.
The process is more straightforward than most investors expect. You are not creating a new retirement account or moving your entire IRA. You are simply directing a portion of existing retirement funds toward a compliant private equity investment.
Open a Self-Directed IRA
Select a Self-Directed IRA custodian that specializes in private company investments. This typically takes 10 to 15 minutes online. Konzortia Capital can provide custodian referrals if needed.
Transfer only the amount you want to invest
Instruct your current brokerage to transfer your chosen amount to the new Self-Directed IRA. This is a custodian-to-custodian transfer. It triggers no taxes, no penalties, and no early withdrawal issues. Your remaining IRA funds stay at your original brokerage, untouched.
Authorize the investment
Once your Self-Directed IRA receives the transferred funds, you instruct the custodian to invest in Konzortia Capital. The minimum investment is $5,000 USD.
Receive investment documents from Konzortia Capital
We provide the Subscription Agreement, Private Placement Memorandum, Operating Agreement, cap table, and wire instructions. Your SDIRA custodian reviews and executes the investment on your behalf.
Equity is issued to your IRA
Your ownership stake is issued to your Self-Directed IRA custodian on your behalf, keeping the investment tax-advantaged and fully compliant with IRS rules.
How your gains are protected
When structured correctly, investing through an SDIRA creates no taxable event, no penalties, and no disruption to your existing retirement account. The tax treatment depends on whether you use a Traditional or Roth SDIRA.
Roth SDIRA
Gains on your Konzortia Capital investment are 100% tax-free. Future liquidity events, distributions, or exits are entirely untaxed. If Konzortia Capital achieves its planned milestones, every dollar of growth compounds inside your Roth IRA without ever being taxed.
Best suited for investors with a long-term horizon and high growth expectations.
Traditional SDIRA
Gains on your Konzortia Capital investment are tax-deferred. You pay taxes only when you withdraw funds in retirement. There is no annual tax liability on growth inside the account.
Best suited for investors who expect to be in a lower tax bracket at retirement.
SDIRA custodians manage compliance and ensure your investment avoids prohibited transactions. Konzortia Capital and your custodian will ensure your investment structure remains fully compliant with IRS rules. Consult a tax professional for advice specific to your situation.
What investors ask before getting started
Do I have to move my entire IRA?
No. You transfer only the amount you want to invest. If you want to invest $10,000, you transfer $10,000 to the Self-Directed IRA. The rest of your retirement account stays at your existing brokerage, completely untouched.
Will this trigger taxes or penalties?
No. A custodian-to-custodian transfer is not a withdrawal. It does not trigger taxes, penalties, or any reportable event. Your money moves from one retirement account to another without leaving the tax-protected environment.
What is the minimum investment?
The minimum investment in Konzortia Capital is $5,000 USD. This applies whether you invest through an SDIRA or directly with personal funds.
What are prohibited transactions?
The IRS prohibits IRA investors from using IRA-owned investments for personal benefit outside of investment returns, for example, taking a salary from a company your IRA invests in, or personally using property your IRA owns. For a passive equity investment in Konzortia Capital, none of these scenarios apply. You are a passive shareholder. Your SDIRA custodian will confirm your investment structure is fully compliant.
How long does this process take?
Most investors complete the SDIRA setup and fund transfer within a few business days. Once funds are received by the SDIRA custodian, the investment in Konzortia Capital can be executed promptly.
Can I use a Roth IRA?
Yes. A Roth SDIRA is the most powerful vehicle for this type of investment. Because contributions are after-tax, all growth and future distributions are entirely tax-free. Any gains from your Konzortia Capital investment would never be subject to income tax.
Download the IRA Investor Brochure
Full program details for easy reference later or sharing with your advisor.
Download PDFReady to invest in Konzortia Capital using your IRA?
Our investor relations team can walk you through the process, provide custodian referrals, and answer any questions about the investment. The next step is a direct conversation.
For accredited investors only. This page is for informational purposes only and does not constitute tax or legal advice. Consult a qualified tax professional before making investment decisions using retirement funds. All investments subject to applicable securities laws.